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Car insurance quote10/28/2023 Your car insurance rate will also vary between different insurance providers. This means: The longer you are driving without any accidents, the cheaper your car insurance fee will turn out. The cost for your car insurance depends on various factors, the most decisive ones are your age and no-claims discount bonus (Schadenfreiheitsklasse). While third-party liability insurance is compulsory, you can choose whether you would also like to have a partial coverage or fully comprehensive coverage insurance for your car. Fully comprehensive coverage insurance (Vollkaskoversicherung).Partial coverage insurance (Teilkaskoversicherung).Third-party liability insurance (Haftpflichtversicherung).Generally speaking, there are three types of car insurance in Germany: Especially if you are a long-term resident in Germany, you should think about acquiring a German car insurance since foreign insurances often are not sufficient. Having a car and an insurance is basically a self-evident fact. In Germany, car insurance is a necessity – you cannot register your vehicle without one.
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